Close

Switching your mortgage

Frequently asked questions

Thinking of switching your mortgage? Find answers to some of our most commonly asked questions from customers. Am I eligible? Do I need life cover? We’ve got all the answers.

woman thinking about mortgage plan

Switching your mortgage can save you thousands of Euros in interest. over time this can reduce your repayments or reduce the remaining term of the mortgage. You could be mortgage free quicker than you think!

This will depend on your current mortgage offering. We can compare mortgage offerings in the market and give you a report on what you savings will be and then help you chose the best option based on your overall circumstances.

You will need to pay for a mortgage valuation and the legal fees to your solicitor in switching lenders. Some banks offer incentives to cover the costs of switching which can can assess for you.

We manage the entire process to ensure that it is completed as quickly as possible. Typically it can take as quickly as 6-8 weeks from application to funds issue.

We will require income, banking and identification documents however we will provide you with a full list of documents and a secure facility to upload all of your documents.

If you wish to switch lenders then unfortunately, yes you will lose your tracker. We can advise you regarding the various offerings and help you to decide if loosing your tracker is worth it. The advise will be based on your overall financial circumstances and needs.

You need to check your eligability via the link on our our website to allow us assess your suitability to switch and calculate the benefits and options.

Yes, we have a panel of solicitors we work with regularly that we can refer you to. They will offer you a guaranteed quote an a speedy and efficient service.

A guide to switching
your mortgage

Check how much you can save or if you still have questions download our guide.